We asked colleagues, present and past, to reflect on a man who has made such a difference to their lives and careers. Here it is then, a rich collection of memories that offer enchanting glimpses of the enigmatic Ajit Balakrishnan.
As education loans are given on a floating-rate basis (and not fixed), one needs to account for probable spikes in the EMI while choosing the loan tenure. Loans are available for up to 15 years, which could lower your EMI and ease your repayment burden, advises Mohan Jayaraman.
'Just the amount of work which is there just to become more and more successful in banking. For this to happen you need to have leaders who understand technology.'
Make your child understand that non-repayment of the loan puts all of it at risk
As real estate is about a tenth of the Indian economy, the extent of black money floating around in the sector is huge.
It has forced some institutes to slash their tuition fees by up to 25 per cent.
Take an education loan. Encourage them to freelance while studying.
'The sari is the most comfortable attire for curvy Indian women, who are all bust and butt.'
There are some advantages of a falling rupee.
'The cracks I saw yesterday were the largest I have seen in my life. We are scared.'
'Our technology is going to help Indian agriculture the way the White Revolution helped milk production.'
A classic example of a leader who has chosen to risk everything for his vision.
If you are among those people who prefer to jump into bed first and save the difficult conversations for later, then these times might not fancy you, cautions Ravi Mittal, founder, CEO, Quack Quack, an online dating app.
Rishi Mehra on the home work you need to do before opting for one
An easier economic climate in India over the past six years thanks to easing of capital controls and other restrictions has seen significant shifts in money flows in and out of the country.
'We met on a Mumbai local some time ago, but the lessons she taught me about money management and life in general have stayed with me,' says Geetanjali Krishna.
'Many enter the civil services with the desire to do good work but get beaten by the system, step back or become part of it.' 'Ten fantastic officers out of 100 can completely change the game.'
In an attempt to acquire consumers, banks have been providing a lot of technology-enabled services, which used to be offered free.
Hercules Singh Munda's father used to open the gates to a forest. Today, Hercules leaves for London to open the gates of his many dreams.
The work of Norman Borlaug, who helped save billions from starvation, is worth recalling, especially as opposition to gene-modified crops mount, says Shreekant Sambrani.
Without periodic booster shots to display of strength, how is this government what it aims to be? There was also the landscape of prosperity pictured; the in-season affair with 'amrit' stretched to a longer residence in 'Amrit Kaal', notes Shyam G Menon.
It should stop what it is deliberately doing to the NGO sector and let it operate as freely as the rest of the private sector, asserts Aakar Patel.
Relationship problems? Let Love Guru help.
Remittances growth is muted due to "structural" reasons which will hamper consumption demand locally, a report said on Thursday. "...the muted external remittances growth is more of a structural issue than transitory," India Ratings and Research said in its note. India has been the largest recipient of remittances from its diaspora spread all across the world and received over $70 billion inflows last year. The agency argued that flows had started to moderate even before the COVID-19 pandemic outbreak, pointing out that as a percentage of gross disposable income, the share of remittances fell to 2.5 per cent in FY19 as against 3.5 per cent in FY10.
The first step is to estimate the retirement corpus you would need and to compute the approximate amount you can set aside every month, says V Viswanand, Senior Director and Chief Operations Officer, Max Life Insurance
Nikunj Saraf, Vice President Choice Wealth, answers your mutual fund queries.
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
You need careful planning to accumulate a corpus for your children's dreams and goals
Should we really pay attention to them, asks Ajit Balakrishnan.
Irrational behaviour, born out of incomplete understanding, biases, overconfidence, fear or greed, has led investors to make less than half of what they could have in the capital markets, says Erik Hon.
To cement India's position as a preferred global outsourcing destination, the government on Wednesday liberalised guidelines for voice-based BPOs removing the distinction between domestic and international units as well as permitting interconnectivity between all types of OSP centres. Broadly, the rules would allow global companies, say an airline, with a voice-based centre in India to now serve global and domestic customers with common telecom resources, something that required dedicated, separate infrastructure previously. Moreover, the restrictions on data interconnectivity between any BPO (business process outsourcing) centre of the same company, a group company or any unrelated company has been done away with, allowing for massive flexibility in resource management for BPO operations.
'We are trying to trace them.' 'We feel their phone batteries must have died because they are travelling by road.'
High savings, aggressive asset allocation and a frugal lifestyle can help you hang up your boots a decade early.
The move will help to reduce Air India's distribution cost by 60 per cent
One thing is certain: Demonetisation has broken the back of terror funding, says Colonel Anil A Athale.
Though COVID-19 will wreak more damage to the finances of the Indian population, the insurance sector is unlikely to get hurt.
If IOC is not allowed to run its own affairs, then we can see it close down in the next 10 to 15 years, warns Sudhir Bisht.
Archit Gupta on how can you maximise your savings and reduce your taxable income.
Hidenori Ish talks about his fascinating journey, from a small town in Japan to Tamil Nadu in India, for the love of music.
India, World Bank ink $375 mn deal to help develop country's first waterway
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